Hail Damage

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Got Hail?

Generally, hail must be 1 ¼ inches in diameter (Half-Dollar size) before it causes damage to heavy composite shingles or wood shake shingles. Lightweight composite shingles may show damage after being struck by 1-inch diameter (Quarter size) hail. Only deteriorated composite shingles will show hail damage due to hail less than 1 inch in diameter, and the hail generally must be more than ¾ inch in diameter (Dime size).

Hail damage or Not Hail damage?

If your area has received hail large enough to possibly cause damage to your roof, you may want to examine other objects at ground level before calling your insurance company or pulling out your ladder. Hail strong enough to damage a roof will also cause damage to nearby cars, wood fences, shutters and/or exterior siding. Also a significant amount of shingle granules appearing at the end of downspouts may indicate potential damage; however, granule loss, in and of itself, does not prove hail damage. An inspection of the roof can reveal other causes that could have led to damage. There are certain types of damage to consider before assuming you have hail damage:

Embrittlement/Hardening

Each composite shingle has four layers: a mat composed of glass fibers or organic materials; asphalt; a filler made of sand and limestone; and granules made of crushed stone with a ceramic coating. As the shingle is exposed to weather conditions over time, the asphalt will deteriorate and shrink. The shingle will harden, become brittle and may also show one or more of the following phenomena.

Cupped or Curled Edges

As the outer edges of the roofing shingle shrink at a faster rate than the interior of the roofing shingle, the edges tend to curl up or down.

Craze Cracks

These are hairline cracks that appear in a random pattern throughout the shingle.

Horizontal, Vertical or Diagonal Cracks
(also known as Splitting)

Caused by asphalt shrinking at opposite ends of the shingle. As these ends shrink, the middle of the shingle pulls apart, leaving a crack (split).

Splices

Occasionally, a shingle is created at the place where one end of a roll of mat ends and the new roll begins. The splicing together of these rolls leaves a double thickness of mat that does not allow the remaining layers of the shingle to be properly formed.

Blisters

Heat causes the asphalt to release gases, which sometimes are trapped by the surrounding layers. The resulting blisters can then "pop," and leave pockmarks in the shingle. A blister does not have the characteristic "bruise" that can be felt in a shingle that was struck by a hailstone.

Discolored Streaks or Patches

Lichens or algae can grow on shingles in most weather conditions. The colors usually seen are green, brown, orange, gray, or a mixture of those colors.

Diagonal Pattern of Deterioration

If you see a diagonal pattern of shingle deterioration or color gradation appearing across three tabs of shingles, it generally is a result of a manufacturer's defect in the shingle. The diagonal pattern shows up as a result of the pattern that was used by the roofer when installing that batch of shingles on your roof.

Rounded or Horseshoe Shaped Areas

These areas, where the granules are compressed into the coating asphalt, and the granules themselves appear to have been crushed to a powder, are caused by hammer damage. Such damage usually occurs near ridges.

Hail Damage

Hail damage will result in a random pattern of strike marks in various sizes on your roof and property. If you can see a pattern to the damages on your roof and property, it was not caused by a random phenomenon like hail. In addition, hailstones will leave a “bruise” in the mat, which your fingers can usually detect in and around the crater. If, after surveying the damage, you believe you have significant damage from the hailstorm, call your insurance company or agent in order to file your roofing claim. An adjuster will be sent out to consider the nature and extent of the damage. Depending upon the circumstances, the adjuster may or may not require your physical presence to review the damage. Therefore, you may wish to prepare a written list of items which also appear to be damaged (i.e., windows, shutters, siding, fascia, ceilings, satellite dishes, etc.) for the adjuster’s consideration. If the necessary repairs must be done before the adjuster may inspect the damage, videotape or take good quality photographs of the damage. You are responsible for taking any and all steps necessary to prevent further damage to your property after the hailstorm, and it is up to you to make sure that all damaged areas of your property are adequately addressed by your insurance carrier. 

Now, for most who are already working a full-time job, running a business, raising a family, or perhaps all of the above, this whole process can be complicated and overwhelming, especially for the first-time homeowner. This is where we come in. We at 1A Roofing and Construction are more than happy to come alongside you and take care of all of your roofing needs. We make sure to address every concern our customers may have about their roof and hold their hand all throughout the roofing claim process. Additionally, we personally meet with your adjuster and speak with your insurance carrier to ensure that all damaged areas of your property are adequately addressed. Let us do what we do best and give you peace of mind for you and your family. Call us today at (817)203-4546 to learn more and get started.

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Has your area experienced a recent hailstorm or do you suspect your roof to have hail damage of any kind? Contact us today to be connected with one of our roofing experts, and to claim your free inspection. We look forward to serving you!