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Generally, hail must be 1 ¼ inches in diameter (Half-Dollar size) before it causes damage to heavy composite shingles or wood shake shingles. Lightweight composite shingles may show damage after being struck by 1-inch diameter (Quarter size) hail. Only deteriorated composite shingles will show hail damage due to hail less than 1 inch in diameter, and the hail generally must be more than ¾ inch in diameter (Dime size).
Hail damage or Not Hail damage?
If your area has received hail large enough to possibly cause damage to your roof, you may want to examine other objects at ground level before calling your insurance company or pulling out your ladder. Hail strong enough to damage a roof will also cause damage to nearby cars, wood fences, shutters and/or exterior siding. Also a significant amount of shingle granules appearing at the end of downspouts may indicate potential damage; however, granule loss, in and of itself, does not prove hail damage. An inspection of the roof can reveal other causes that could have led to damage. There are certain types of damage to consider before assuming you have hail damage:
Hail damage will result in a random pattern of strike marks in various sizes on your roof and property. If you can see a pattern to the damages on your roof and property, it was not caused by a random phenomenon like hail. In addition, hailstones will leave a “bruise” in the mat, which your fingers can usually detect in and around the crater. If, after surveying the damage, you believe you have significant damage from the hailstorm, call your insurance company or agent in order to file your roofing claim. An adjuster will be sent out to consider the nature and extent of the damage. Depending upon the circumstances, the adjuster may or may not require your physical presence to review the damage. Therefore, you may wish to prepare a written list of items which also appear to be damaged (i.e., windows, shutters, siding, fascia, ceilings, satellite dishes, etc.) for the adjuster’s consideration. If the necessary repairs must be done before the adjuster may inspect the damage, videotape or take good quality photographs of the damage. You are responsible for taking any and all steps necessary to prevent further damage to your property after the hailstorm, and it is up to you to make sure that all damaged areas of your property are adequately addressed by your insurance carrier.
Now, for most who are already working a full-time job, running a business, raising a family, or perhaps all of the above, this whole process can be complicated and overwhelming, especially for the first-time homeowner. This is where we come in. We at 1A Roofing and Construction are more than happy to come alongside you and take care of all of your roofing needs. We make sure to address every concern our customers may have about their roof and hold their hand all throughout the roofing claim process. Additionally, we personally meet with your adjuster and speak with your insurance carrier to ensure that all damaged areas of your property are adequately addressed. Let us do what we do best and give you peace of mind for you and your family. Call us today at (817)203-4546 to learn more and get started.